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<html><body><h2 id="content-id-7162580349-2"><b>Reading Comprehension Questions Overview</b></h2><p>Reading Comprehension Questions have a good weightage in the Ssc Cgl Exam and the type of question asked in Ssc Cgl exam is similar to the question mentioned below. It has been solved and explained by KD Live Experts under the guidance of Neetu Mam and they have tried to elaborate the concept used in Reading Comprehension Questions.</p><h2 id="content-id-2398415607-3"><b> Comprehension On Reading Comprehension Questions</b></h2>Read the following passage and answer the questions based on the passage:

While financial inclusion is often praised as a driver of equitable growth, its implementation in rural India presents a paradox. On paper, schemes such as the Pradhan Mantri Jan Dhan Yojana (PMJDY), Aadhaar-enabled payment systems, and mobile banking have revolutionized access. Yet, in practice, access does not necessarily translate into utility. A significant number of rural account holders remain dormant users, often constrained by digital illiteracy, infrastructural limitations, and deeply entrenched socio-cultural barriers. In numerous villages, banking correspondents (BCS)-the foot soldiers of India's rural financial architecture are overburdened, undertrained, and often unsupported by robust technological infrastructure. The notion that a biometric fingerprint or a one-time password could substitute for financial literacy is naïve at best. Many beneficiaries, especially women, face systemic exclusion, not just due to lack of documentation, but because patriarchal norms often discourage or control women's interactions with banking services. Moreover, while financial inclusion aims to integrate the rural poor into the formal economy, the informal credit system continues to flourish. This coexistence is not accidental but symptomatic of a trust deficit and functional inefficiencies within formal institutions. Local moneylenders, albeit exploitative, offer immediacy and familiarity, elements often absent in bureaucratic banking processes. The digital push, accelerated post-2016 demonetization and COVID-19, has undoubtedly expanded the ecosystem. However, digital penetration without digital comprehension can widen the exclusion gap. Without focused digital education, grievance redressal mechanisms, and gender-sensitive outreach, financial inclusion may remain more rhetorical than real. In essence, true inclusion cannot be measured merely by the number of accounts opened but must reflect active participation, trust, and accessibility across gender, literacy, and regional lines. Until then, the dream of a financially empowered rural India will remain aspirational.
<h2 id="content-id-2634085917-4"><b>Question On Reading Comprehension </b></h2>Which factor does not contribute to dormant rural bank accounts, as per the passage?
<div class="row show--dificulty--bar" style="margin-top:8px;"><div class="col-sm-6 show--dificulty--bar" style="display:inline-flex !important;border-right:0.1px solid #eee;"><h3 style="font-size:12px !important;">Difficulty : Easy </h3></div><div class="col-sm-6 show--dificulty--bar" style="display:inline-flex;"><h3 style="font-size:12px !important;"> Average Time : 110 Seconds </h3></div></div><h2 id="content-id-5307146982-5"><b> Reading Comprehension Questions Options</b></h2><ol><li><p>Patriarchal social norms</p>
</li><li><p>Digital illiteracy</p>
</li><li><p>Mobile network expansion</p>
</li><li><p>Lack of financial literacy</p>
</li></ol> <h2 id="content-id-6058429371-6"><b> Reading Comprehension Questions Solution</b></h2><p>The correct answer is <strong>Option 3 </strong>i.e.<strong> Mobile network expansion.</strong></p>



<p><strong>Correct Answer:</strong> While the passage mentions that the <strong>digital push</strong> has expanded the ecosystem, it explicitly identifies <strong>digital illiteracy</strong>, <strong>infrastructural limitations</strong>, and <strong>socio-cultural barriers</strong> as the factors that cause accounts to remain <strong>dormant</strong>. <strong>Mobile network expansion</strong> is presented as a part of the technological growth rather than a reason for user inactivity.</p>

<p><strong>Line to refer:</strong> "A significant number of rural account holders remain <strong>dormant users</strong>, often constrained by <strong>digital illiteracy</strong>, <strong>infrastructural limitations</strong>, and deeply entrenched <strong>socio-cultural barriers</strong>."</p>

<p>Hence, the chosen option is correct. </p>
<h2 id="content-id-8521946703-7"><b> Reading Comprehension Questions Tips and Tricks</b></h2><img loading="lazy" src="https://study.kdcampus.live/questions-blog-pdf/Reading_Comprehension_Questions_Tips_and_Tricks.png" alt="Reading Comprehension Questions Tips and Tricks" height="260" width="480"><ol><li>Try to solve Reading Comprehension Questions without taking any help from the solutions.</li><li>Reading Comprehension Questions require proper usage of concept so firstly read the question thoroughly and then use the right concept. </li><li>In case you're not able to solve the question in less than 30 seconds in the exam then you should skip the question and move to the next question.</li></ol><h3><b>Daily Current Affairs </b></h3><img loading="lazy" src="https://study.kdcampus.live/questions-blog-pdf/Daily_Current_Affairs.png" alt="Daily Current Affairs" height="260" width="480"><p>KD Live is providing Current Affairs on a daily basis for SSC and a current affairs quiz too for the practice. For the Current Affairs please <a href="https://study.kdcampus.live/daily-current-affairs" target="_blank">Click Here</a> and for the current affairs quiz please <a href="https://study.kdcampus.live/current-affairs-quiz" target="_blank">Click Here</a>.</p><h3><b> KD Live Free Offerings </b></h3><img loading="lazy" src="https://study.kdcampus.live/questions-blog-pdf/KD_Live_Free_Offerings.png" alt="KD Live Free Offerings" height="260" width="480"><p>KD Live is Offering Every Information and Study Material required for the self study. 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A sentence is provided in - Narration Q Questions for Ssc Cgl

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The correct answer is Option 3 i.e. Mo - Reading Comprehension Questions are asked in Ssc Cgl exams and your question has been explained by experts like Neetu Mam.

 Comprehension On Reading Comprehension Questions

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Which factor does not con - Reading Comprehension Questions for Ssc Cgl

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