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<html><body><h2 id="content-id-3694278105-2"><b>Modal Q Questions Overview</b></h2><p>Modal Q Questions have a good weightage in the Ssc Cgl Exam and the type of question asked in Ssc Cgl exam is similar to the question mentioned below. It has been solved and explained by KD Live Experts under the guidance of Neetu Mam and they have tried to elaborate the concept used in Modal Q Questions.</p><h2 id="content-id-9240157836-3"><b>Question On Modal Q </b></h2>Select the most appropriate modal verb to complete the sentence, reflecting a critical review of a past decision.

"The credit appraisal team __________ flagged the discrepancies in the borrower's cash flow statements before the loan was sanctioned, as the oversight led to an immediate default."
<div class="row show--dificulty--bar" style="margin-top:8px;"><div class="col-sm-6 show--dificulty--bar" style="display:inline-flex !important;border-right:0.1px solid #eee;"><h3 style="font-size:12px !important;">Difficulty : Easy </h3></div><div class="col-sm-6 show--dificulty--bar" style="display:inline-flex;"><h3 style="font-size:12px !important;"> Average Time : 39 Seconds </h3></div></div><h2 id="content-id-2436890517-4"><b> Modal Q Questions Options</b></h2><ol><li><p>must have</p>
</li><li><p>could have</p>
</li><li><p>should have</p>
</li><li><p>might have</p>
</li><li><p>can have</p>
</li></ol> <h2 id="content-id-9867143520-5"><b> Modal Q Questions Solution</b></h2><p><strong>The correct answer is option 3 i.e. should have.</strong></p>

<p><strong>The Logic:</strong></p>

<ul>
	<li>
	<p><strong>Past Criticism/Duty:</strong> <strong>"Should have + V3"</strong> is used to describe an action that was mandatory or highly advisable in the past but was <strong>not</strong> performed.</p>
	</li>
	<li>
	<p><strong>Contextual Clue:</strong> The phrase "as the oversight led to an immediate default" signals a mistake or failure to perform a duty.</p>
	</li>
	<li>
	<p><strong>Why others fail:</strong> <em>Must have</em> would imply they actually did flag it; <em>Could have</em> implies they had the ability but it doesn't carry the "duty" weight required for an audit context.</p>
	</li>
</ul>
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The correct answer is option 3 i.e. shou - Modal Q Questions are asked in Ssc Cgl exams and your question has been explained by experts like Neetu Mam.

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