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<html><body><h2 id="content-id-9710234586-2"><b>Reading Comprehension Questions Overview</b></h2><p>Reading Comprehension Questions have a good weightage in the Ssc Cgl Exam and the type of question asked in Ssc Cgl exam is similar to the question mentioned below. It has been solved and explained by KD Live Experts under the guidance of Neetu Mam and they have tried to elaborate the concept used in Reading Comprehension Questions.</p><h2 id="content-id-2169804753-3"><b> Comprehension On Reading Comprehension Questions</b></h2>Read the following passage carefully and answer the questions given below it. Certain words have been printed in bold to help you locate them while answering some of the questions.

IDFC First Bank reported a net profit of â&#130;¹304.1 crore for the fourth quarter ended March 2025. This was a very sharp decline of 58% on its net profit compared to â&#130;¹724.3 crore stated in the same quarter last year.

The bank’s net interest income (NII), which refers to the difference between the interest earned on loans and interest paid on deposits, in the March 2025 quarter, remained at â&#130;¹4,907.1 crore.

In terms of year-on-year comparison, the net interest income went up by 9.8% from â&#130;¹4,468.9 crore recorded in the March 2024 quarter. The gross non-performing assets (GNPA), which include the entire amount of bad loans, stood at â&#130;¹4,433.6 crores as of March 31, 2025.

Since they last accounted for â&#130;¹4,399.3 crore during the previous quarter ending on December 2024, the GNPAs rose slightly in terms of the absolute values even during this period. As a percentage, the Gross NPA ratio improved to 1.87% in Q4FY25 as against 1.94% in the previous quarter.

For the quarter, net non-performing assets (NNPA), or gross non-performing assets reduced by deductions made in provisions by the bank, were reported at â&#130;¹1,229.9 crore.

The net NPA amount has marginally increased from â&#130;¹1,162 crore reported in the previous quarter. That net NPA ratio still remained fairly stable at 0.53% in Q4FY25 against 0.52% in Q3FY25.
<h2 id="content-id-2354097168-4"><b>Question On Reading Comprehension </b></h2>Select the incorrect statement based on the passage.
<div class="row show--dificulty--bar" style="margin-top:8px;"><div class="col-sm-6 show--dificulty--bar" style="display:inline-flex !important;border-right:0.1px solid #eee;"><h3 style="font-size:12px !important;">Difficulty : Easy </h3></div><div class="col-sm-6 show--dificulty--bar" style="display:inline-flex;"><h3 style="font-size:12px !important;"> Average Time : 93 Seconds </h3></div></div><h2 id="content-id-4236570819-5"><b> Reading Comprehension Questions Options</b></h2><ol><li><p>Net profit declined by 58% year-on-year</p>
</li><li><p>NII for March 2025 was â&#130;¹4,907.1 crore</p>
</li><li><p>GNPA ratio improved in Q4FY25</p>
</li><li><p>GNPA decreased in absolute terms compared to previous quarter</p>
</li><li><p>NNPA ratio remained almost stable</p>
</li></ol> <h2 id="content-id-1453980276-6"><b> Reading Comprehension Questions Solution</b></h2><p>The correct answer is <strong>option 4</strong> i.e.<strong> GNPA decreased in absolute terms compared to previous quarter.</strong></p>

<p><strong>Line to refer: </strong><em>“GNPAs rose slightly in terms of the absolute values…”</em></p>

<p>The passage clearly states that GNPA increased slightly in absolute terms from â&#130;¹4,399.3 crore to â&#130;¹4,433.6 crore. This means there was a rise, not a decline. However, the ratio improved because the total loan base might have increased. Hence, option 3 contradicts the passage and is incorrect, while all other statements are correctly aligned with the given information.</p>

<p><strong>Hence, the chosen option will be correct.</strong></p>
<h2 id="content-id-4823571690-7"><b> Reading Comprehension Questions Tips and Tricks</b></h2><img loading="lazy" src="https://study.kdcampus.live/questions-blog-pdf/Reading_Comprehension_Questions_Tips_and_Tricks.png" alt="Reading Comprehension Questions Tips and Tricks" height="260" width="480"><ol><li>Try to solve Reading Comprehension Questions without taking any help from the solutions.</li><li>Reading Comprehension Questions require proper usage of concept so firstly read the question thoroughly and then use the right concept. </li><li>In case you're not able to solve the question in less than 30 seconds in the exam then you should skip the question and move to the next question.</li></ol><h3><b>Daily Current Affairs </b></h3><img loading="lazy" src="https://study.kdcampus.live/questions-blog-pdf/Daily_Current_Affairs.png" alt="Daily Current Affairs" height="260" width="480"><p>KD Live is providing Current Affairs on a daily basis for SSC and a current affairs quiz too for the practice. For the Current Affairs please <a href="https://study.kdcampus.live/daily-current-affairs" target="_blank">Click Here</a> and for the current affairs quiz please <a href="https://study.kdcampus.live/current-affairs-quiz" target="_blank">Click Here</a>.</p><h3><b> KD Live Free Offerings </b></h3><img loading="lazy" src="https://study.kdcampus.live/questions-blog-pdf/KD_Live_Free_Offerings.png" alt="KD Live Free Offerings" height="260" width="480"><p>KD Live is Offering Every Information and Study Material required for the self study. 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The correct answer is option 4 i.e. GNP - Reading Comprehension Questions are asked in Ssc Cgl exams and your question has been explained by experts like Neetu Mam.

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Select the incorrect stat - Reading Comprehension Questions for Ssc Cgl

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